Two US sleep centers publish their own rates for an overnight in-lab study. One lists $1,300, the other $3,000, for the same procedure code. The first also publishes a cash price of $750 for patients who skip insurance, which is 42% below its own billed price.
That spread is the finding. There is no single price for a sleep study, and the number you are quoted depends more on who bills it than on what is measured.
What two sleep centers publish
| Sleep center and test | CPT code | Published price | Cash price if you skip insurance |
|---|---|---|---|
| Sound Sleep Health (Seattle area) — overnight in-lab sleep study | 95810 | $1,300 (billed price) | $750 ($600 for testing, $150 for interpretation) |
| Sound Sleep Health — split-night or CPAP titration study | 95811 | $1,400 (billed price) | $750 |
| Sound Sleep Health — home sleep test | 95806 | $450 (billed price) | $300 |
| Sound Sleep Health — multiple sleep latency test | 95805 | $850 (billed price) | $600 |
| Sleep Resolutions (Kansas and Missouri) — overnight in-lab sleep study | 95810 | $3,000 (billed price) | Not published |
| Sleep Resolutions — split-night or CPAP titration study | 95811 | $3,000 (plus $50 for the mask cushion) | Not published |
| Sleep Resolutions — multiple sleep latency test | 95805 | $800 (billed price) | Not published |
Both of these are independent sleep centers that put their price list on their own site, which is unusual. Most facilities publish only the machine-readable file that federal price transparency rules require, and a hospital-based lab is generally at the higher end of the range above.
Why the same test has two prices
The billed price and the cash price are different products from the clinic's point of view. The billed price goes to an insurer, gets adjusted down to a contracted rate, and part of it comes back to you as a deductible or coinsurance. The cash price is collected in full on the day, with no claim to process and no risk of non-payment. Sound Sleep Health sets the second at $750 against a billed $1,300.
An in-lab study is also two services in one night. A technologist sets up the sensors and watches the recording, and a physician reads it afterwards. Sound Sleep Health splits its $1,300 into $1,000 and $300 for exactly this reason. When the study happens in a hospital, those two halves arrive as two separate bills, and seeing only one of them makes the study look cheaper than it is.
What Medicare approves for the same codes
| Code and where it is billed | Average charge billed | Average Medicare-approved amount | Your 20% share | What that line covers |
|---|---|---|---|---|
| 95810 — overnight in-lab study, billed by an independent sleep center | $1,630.68 | $432.35 (national average) | $86.47 | The whole study: the room and technologist, plus the physician's interpretation |
| 95810 — the same study, billed by a physician working in a hospital | $532.50 | $113.36 (interpretation only) | $22.67 | The physician's reading only. The hospital bills the room and technologist on a separate claim |
| 95811 — split-night or CPAP titration, billed by an independent sleep center | $1,715.82 | $446.05 (national average) | $89.21 | The whole study, including the night on CPAP |
| 95811 — the same study, billed by a physician working in a hospital | $566.25 | $117.23 (interpretation only) | $23.45 | The physician's reading only. The hospital bills separately |
| 95806 — unattended home study, for comparison | $387.43 | $63.62 (national average) | $12.72 | The home recording and its interpretation |
The first two rows are the same procedure. The difference is who sends the bill. At an independent sleep center the physician's claim covers the whole study, and the national average approved amount was $432.35. At a hospital the physician's claim covers the reading alone, at $113.36, and the hospital bills the room and the technologist separately on a claim that is not in this table.
This is the most common way to underestimate a hospital sleep study. The figure you find for the physician's side is roughly a quarter of the total.
The average charge billed for the independent-center version was $1,630.68 against an approved $432.35. A charge is an opening figure, not a price.
The rules behind your share
| Rule | Amount | What it means |
|---|---|---|
| Medicare Part B annual deductible, 2026 | $283 (per year, not per test) | The 20% share in the table above applies only after this is met for the year |
| What Medicare Part B covers | Type I, II, III and IV sleep tests (you need clinical signs and symptoms of sleep apnea) | Type I means the attended in-lab study, and Medicare covers it only in a sleep lab facility. A provider has to order the test |
What you can do before booking
- Ask which codes will be billed. For an overnight study it is normally 95810, or 95811 if CPAP is started during the night
- Ask whether the facility bills globally or splits the professional and technical sides. If it splits, ask for both estimates
- Ask for the self-pay or cash rate by name, even if you have insurance. It is a separate rate and it is not always offered unprompted
- Ask whether a home test would answer the question. It is a different code and a much lower amount, and it is the usual first step when the suspicion is straightforward sleep apnea
When the cost question can wait
Some situations are worth raising with a clinician now rather than after a price comparison.
- You have nearly fallen asleep at the wheel
- Someone has watched your breathing stop while you slept
- You wake choking or gasping
- Sleepiness is affecting your work, and you are being treated for a heart condition or high blood pressure
An in-lab study also covers ground a home test does not, including seizures during sleep, periodic limb movements, and daytime tests for narcolepsy. If your clinician recommends the lab rather than the home kit, the difference is what is being measured, not the price.
This page organises published prices and public payment data. It is general information, not medical advice. Which study you need is a decision for the clinician who examines you.
The cheaper first step, and the step after
What an at-home sleep apnea test costs covers the home route, which is the usual first test when sleep apnea is the question. If a study has already found it, what a CPAP machine costs covers the equipment.
Where these numbers come from
Clinic prices were read from each clinic's own pricing page on the date shown. Medicare figures are national averages from the CMS public use file for calendar year 2024, and your own locality's approved amount will differ.
- Sound Sleep Health — How much does a sleep study cost (prices and rates) (verified 2026-08-13)
- Sleep Resolutions — What is the cost of a sleep study (verified 2026-08-13)
- CMS — Medicare Physician & Other Practitioners, by Geography and Service (CY2024) (verified 2026-08-13)
- CMS — 2026 Medicare Parts A & B Premiums and Deductibles (verified 2026-08-13)
- Medicare.gov — Sleep studies coverage (verified 2026-08-13)